If Florida mortgage finance is the art of the impossible, what is possible right now for home buyers and sellers worried about rising mortgage rates, market jitters and soft home prices? (more…)

You’re shopping for a Florida mortgage and you’ve received four offers from four lenders. How do you choose? (more…)

Of all the questions most first-time Florida mortgage borrowers come up with - from the duration of their loan to the type they ought to apply for - an ofter overlooked inquiry is: Do you need a Realtor?

For the most part, these professionals can only come in handy, especially for those entering this process for the first time. Here are some reasons why… (more…)

These days, numerous borrowers with adjustable-rate and interest-only loans are facing rate resets and would love to swap out of trouble via a Florida mortgage refinance. (more…)

A federal class-action suit is focusing fresh attention on an issue that’s important to homeowners in the Florida housing market and beyond. (more…)

Don’t get overwhelmed by the home buying process. Follow these steps and ensure that closing on the house of your dreams is a hassle-free endeavor… (more…)

“No fees. No worry. No, really,” the bank’s ad campaign proclaimed. “Relax, you’ve just found the best mortgage deal.” (more…)

Readers of the South Florida Sun-Sentinel write in with their housing and Florida home mortgage questions. Below, the newspaper’s Paul Owers does a good job answering them. (more…)

If you have a Florida reverse mortgage, you know that the interest is added to the loan balance each year but is not paid until the home loan is paid off, usually at maturity or when the home is sold. (more…)

If you’re in the process of buying your first home you may be having problems coming up with the cash for a down payment; therefore, you may need for private mortgage insurance. Does this mean it’s a good idea to take the 100 percent financing route? (more…)